Anonymous, free financial guidance in any language. For anyone navigating the Dutch system who has nowhere else to turn.
A conversational guide for the pension you don't know you have, the letter you've been afraid to open, and the rights you didn't know were yours. In your language. For free.
Financial Kompas is not a helpdesk. It is a private, patient guide that meets people where they are — in their own language, at three in the morning if that's when they need it, without requiring an appointment or an explanation.
It does not replace professionals. It removes the barriers that stop people from ever reaching them. Shame, language, not knowing where to start. Remove those three things and people find their way. They always could.
Built on five commitments
Nothing stored. Session deleted when you close it. No account, no trace.
Ask in Turkish, Arabic, Polish, Romanian, Dari, Somali, Tigrinya or Dutch.
No appointments. No waiting rooms. Available the moment you need it.
Grounded in validated Dutch financial and administrative knowledge, not guesswork.
No subscription. No premium tier. Free because it cannot be anything else.
Who it's for
Financial Kompas is not for people who know the system. It is for the ones who are blocked by it. Not because they lack the ability — but because every available entry point has a cost they are not willing to pay.
The goal is agency, not dependency. People use it, learn from it, and need it less. That is what success looks like.
Languages
Working with partners
Financial Kompas works with NIBUD and trusted Dutch institutions to ensure its knowledge is accurate. It connects with libraries, municipalities, and debt counselling services so the people who need it can actually find it — at the library desk, through a social worker, or directly online.
If you work with vulnerable groups and want to make Financial Kompas available to the people you support, we want to talk.
Get involved
Funder, municipality, partner, or community validator — we are building this together.